Review our Banking Fee Schedule - Effective 03/26/2024
Administrative & Information Services
| Copies of account: | $2.00 per statement |
| Account research / reconciliation: | $35.00 per hour |
| Photocopying of customer documents: | $1.00 per page |
| Legal processing fee: | $175.00 per request |
| Lost passbook replacement: | $5.00 per passbook |
Bank Items
| Money Orders: | $2.00 each |
| Official Checks: | $3.00 each |
| Green Zipper Bags: | $2.00 each |
| Night Deposit canvas lock bags: | $35.00 each |
Checks
| Check Printing: | Prices vary |
Collections, Transfers & Account Closings
| Incoming collections from other bank | $10.00 each |
| Outgoing wire transfers | $25.00 each |
| Incoming wire transfers | $15.00 each |
| Foreign check collection | $20.00 each |
Insufficient Funds
| Returned (unpaid) Insufficient Funds (Checks, ACH, EFT, ATM withdrawals) |
$32.00 per presentment and re-presentments (See Notes Below) |
| Overdraft (paid) Insufficient Funds (Checks, ACH, EFT, ATM withdrawals) | $32.00 per presentment and re-presentments (See Notes Below) |
| Uncollected Funds (unpaid) (Checks, ACH, EFT, ATM withdrawals) | $32.00 per presentment and re-presentments (See Notes Below) |
| Uncollected Funds (paid) (Checks, ACH, EFT, ATM withdrawals) | $32.00 per presentment and re-presentments (See Notes Below) |
| Rejected check (Printing quality) | $5.00 per presentment and re-presentments (See Notes Below) |
| Return of deposited items | $10.00 per presentment and re-presentments (See Notes Below) |
| Automatic Transfer from savings to checking | $5.00 per transfer |
| NOTE: If the Bank returns an item for Insufficient Funds, it will likely be automatically re-presented and could result in additional Insufficient/Overdraft Fees when re-presented, if the amount of the item still exceeds the amount of available funds in your account. Re-presentments may be from several sources, including but not limited to, re-presentment by the Bank, re-presentment by the merchant, and the re-presentment through an Automated Clearing House (ACH) from a merchant/vendor. | |
| NOTE: In an effort to avoid any re-presentment fees, the ACH debit transactions will be evaluated by the Bank’s core processor to determine if their company entry or addendum record information includes specific text relevant to re-presentments. Checks will be evaluated by the Bank’s core processor to determine if a particular check number and amount has been previously presented within a configurable timeframe. If those criteria are met, the Insufficient funds (NSF) or Uncollected funds (UCF) fee assessed upon re-presentment will be automatically reversed by the Bank’s core processor. |
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| NOTE:
Consumer accounts will not be charged for more than six (6) Insufficient/Overdraft/Uncollected funds fees for presentment and re-presentments per day or for items presented that are for $5.00 or less. There is no limit to the number of per presentment or re-presentment Insufficient/Overdraft/Uncollected funds fees that can be charged on an individual item or the frequency with which per presentment or re-presentment Insufficient/Overdraft/Uncollected funds fees can be charged on an individual item, if the Bank’s core processor is not able to detect the re-presentment(s) as outlined alone. |
Demand Accounts
| Stop Payment order | $32.00 per order |
| Premature Account Closing Fee (Accounts opened less than 180 days) | $25.00 per account |
| Inactive Account Fee (After 60 days of inactivity) | $5.00 per month |
| Certificate of protest | $25.00 per protest |
Savings Accounts (Passbook, Statement, Money Market)
| Monthly service fee if balance falls below $100 during statement cycle | $3.00 |
| Premature Account Closing Fee (Accounts opened less than 180 days) | $25.00 per account |
| Excessive check fee | $5.00 per check |
Other
| Returned Mail | $5.00 per month per account |
| Verification of deposit for loan purposes | $15.00 each |
Express Banking Card
All transactions at Fulton Savings Bank ATMs, Compass Federal Credit Union ATMs and Allpoint Network ATMs are free for Fulton Savings Bank cardholders.
| Point-of-Sale (POS) PIN transaction | $1.00 each |
| Non-Fulton Savings Bank ATM withdrawal | $1.50 each |
| Non-Fulton Savings Bank ATM balance inquiry | $1.50 each |
| Non-Fulton Savings Bank ATM transfer fee | $1.50 each |
| Debit Card International POS fee (US value of payment) | 1% each |
