Fulton Savings Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
If you’re considering mortgage refinancing near Fulton, NY, here are the top 10 reasons why you may want a mortgage refinance from Fulton Savings Bank.
# 10 Refinance Your Mortgage to Convert an ARM (Adjustable Rate Mortgage)
An adjustable rate mortgage (ARM) is a type of home loan where the rate can be changed. These mortgage rate changes are done to better align with market value of your mortgage loan. However, the changing costs of mortgage payments with an ARM can make it difficult to keep up with your mortgage payments.
Mortgage refinancing from Fulton Savings Bank can provide stability to your mortgage loan payments, making it easier for you make your monthly or bi-weekly payments. Instead of an ARM, Fulton Savings Bank may be able to help you with a mortgage refi that includes a fixed rate mortgage, ensuring you pay the same, consistent mortgage rate.
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# 9 A Refi Mortgage Can Help You Take A Dream Vacation
Sometimes, your current mortgage rates can be too costly, leaving you with little room to do what you want in life. Fulton Savings Bank’s mortgage refinancing near Fulton, NY could mean more affordable mortgage payments. The money you save from a refi mortgage could be saved and used to take a vacation that you’ve had to otherwise keep putting off.
Your neighbors at Fulton Savings Bank understand that life is about living and not just paying your bills. Mortgage refinancing can provide you the financial flexibility you need to take the vacation you’ve been dreaming of.
# 8 Consolidate Debt with Mortgage Refinancing
Consolidating your debt can lower your payments, making it more manageable to pay back your loan.
# 7 Buy Other Property With Help From A Refi Mortgage
Mortgage refinancing can provide you increased financial flexibility to buy other property. Your current mortgage payments may be prohibitively pricey, making it difficult to buy other property that you’re eyeing. Fulton Savings Bank can help you with mortgage refinancing to make buying another property affordable.
# 6 Get Help Addressing Family Matters with Mortgage Refinancing
Family emergencies can happen at any time. While the emotional burdens with these family matters can be particularly difficult, they can also come with difficult financial costs. Refinancing your mortgage can help you afford unexpected costs or other family matters.
# 5 Education Expenses
The cost of college continues to rise. Whether your children are still in school or you’re helping them make student loan payments now, education expenses can be expensive. Mortgage refinancing can provide you with smaller mortgage loan payments, allowing you to use the extra money to pay for education.
# 4 Remodel
Looking to make some home improvements? Make what would be overly expensive fixes to your home achievable with mortgage refinancing. Use the dollars saved to make your home your dream home.
# 3 Get $100 off closing costs With Mortgage Refinancing
For a limited time, Fulton Savings Bank offers $100 off closing costs when you refinance a mortgage, providing even greater savings.
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# 2 Local Service for Your Mortgage Refinancing
A lot of banks sell off their mortgage loans to the secondary market, causing headaches for homeowners. When your mortgage loan isn’t serviced locally, you may have to deal with irritating phone menus and runaround when trying to get your mortgage loan issues resolved.
For over 100 years, Fulton Savings Bank has been serving Fulton, NY and the surrounding communities. When you have an issue with your refinanced mortgage loan, you can talk to one of our knowledgeable representatives without the runaround.
# 1 Low Low Rates on Mortgage Refinancing
Fulton Savings Bank offers some of the most competitive, low mortgage rates near Fulton, NY.
To learn more about how low your mortgage rate could be with mortgage refinancing...
