Statement of Condition
December 31, 2025
| Assets |
($000) |
| Cash and Due From Banks |
$19,817 |
| Investment Securities |
$149,662 |
| Real Estate Mortgage Loans |
$254,290 |
| Other Loans |
$3,654 |
| Premises and Fixed Assets |
$4,293 |
| Other Assets |
$57,687 |
| Total Assets |
$489,403 |
| Liabilities & Net Worth Accounts |
($000) |
| Money Market Management Accounts |
$4,750 |
| Savings Deposits |
$126,938 |
| Time Deposits |
$26,202 |
| Checking Accounts, NOW Accounts, and Other Demand Deposits |
$136,644 |
| Other Liabilities |
$56,482 |
| Net Worth |
$138,387 |
| Total Liabilities & Net Worth Accounts |
$489,403 |
Statement of Income & Changes in Net Worth
December 31, 2025
| Current Operating Income |
($000) |
| Interest on Mortgage and Other loans |
$12,965 |
| Interest on Dividends on Securities |
$4,633 |
| Other Interest and Dividends |
$879 |
| Miscellaneous Income |
$8,671 |
| Total Current Operating Income |
$27,148 |
| Current Operating Expense |
($000) |
| Salaries and Benefits |
$6,651 |
| Occupancy Costs |
$1,716 |
| Other Expenses |
$7,382 |
| Total Current Operating Expense |
$15,749 |
| Net Income for Period |
($000) |
| Net Current Operating Income before Taxes and Interest |
$11,399 |
| Franchise and Income Tax Expense (Benefit) |
$50 |
| Interest Paid |
$2,378 |
| Total Net Income for Period |
$8,971 |
Reconciliation of Net Worth
December 31, 2025
| Net Worth |
($000) |
| Net Worth as of 12/31/24 |
$124,542 |
| Net Additions to Net Worth |
$8,971 |
| Other Comprehensive Income |
$4,874 |
| Total Net Worth as of 12/31/25 |
$138,387 |
