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	Main Office 75 South First Street Fulton, NY 13069 Phone: (315) 592-4201 Branch Manager: Darsie Nelson
Lobby Hours: M, T, W: 9:00am-4:00pm Th, F: 9:00am-5:00pm Sat: 9:00am-12:00pm	Drive-In Hours: M, T, W: 8:00am-5:00pm Th, F: 8:00am-6:00pm Sat: 9:00am-12:00pm

	Baldwinsville Office Village Green State Fair Blvd Baldwinsville, NY 13027 Phone: (315) 638-0293 Branch Manager: Charrise St. Onge
Lobby Hours: M, T, W: 9:00am-4:00pm Th, F: 9:00am-5:00pm Sat: 9:00am-12:00pm	Drive-In Hours: M, T, W: 8:00am–5:00pm Th, F: 8:00am-6:00pm Sat: 9:00am-12:00pm

	Phoenix Office Three Rivers Shopping Plaza, Route 57 Phoenix, NY 13135 Phone: (315) 695-7214 Branch Manager: Randy Hoyt
Lobby Hours: M, T, W: 9:00am-4:00pm Th, F: 9:00am-5:00pm Sat: 9:00am-12:00pm	Drive-In Hours: M, T, W: 8:00am–5:00pm Th, F: 8:00am-6:00pm Sat: 9:00am-12:00pm

	Central Square Office Route 49, Green Acres Drive Central Square, NY 13036 Phone: (315) 676-2065 Branch Manager: Debra Braden
Lobby Hours: M, T, W: 9:00am-4:00pm Th, F: 9:00am-5:00pm Sat: 9:00am-12:00pm	Drive-In Hours: M, T, W: 8:00am-5:00pm Th, F: 8:00am-6:00pm Sat: 9:00am-12:00pm

Fulton-East Office
River Glen Sq. Rt 481
Fulton, NY 13069
Phone: (315) 592-3190

Branch Manager:
Charrise St. Onge

Lobby Hours:
M, T, W: 9:00am-4:00pm
Th, F: 9:00am-5:00pm
Sat: 10:00am-1:00pm

Drive-In Hours:
M,T,W: 8:00am-5:00pm
Th, F: 8:00am-6:00pm
Sat: 10:00am-1:00pm

	Loan Representative Office: 102 West Utica Street Oswego, NY 13126 Phone: (315) 343-1230 Loan Originator: Tom Greco
Office Hours: Available daytime, evenings and weekends! (Call for an appointment. We will be happy to meet with you at your convenience.)

	Brewerton Office Brewerton Shopping Centre 5501 Bartell Road Brewerton, NY 13029 Phone: (315) 668-7903 Branch Manager: Debra Braden
Lobby Hours: M, T, W: 9:00am-4:00pm Th, F: 9:00am-5:00pm Sat: 9:00am-12:00pm	Drive-In Hours: M, T, W: 8:00am-5:00pm Th, F: 8:00am-6:00pm Sat: 9:00am-12:00pm

	Constantia Office Vella's Market Redfield Street Constantia, NY 13044 Phone: (315) 623-9447 Branch Manager: Debra Braden
Lobby Hours: M, T, W: 9:00am-4:00pm Th, F: 9:00am-5:00pm Sat: 9:00am-12:00pm	Drive-In Hours: M, T, W: 8:00am-5:00pm Th, F: 8:00am-6:00pm Sat: 9:00am-12:00pm

	Fulton-West Office Fulton Commons Plaza 1909 State Route 3 Fulton, NY 13069 (315) 592-3160 Branch Manager: Randy Hoyt
Lobby Hours: M, T, W: 9:00am-4:00pm Th, F: 9:00am-5:00pm Sat: 9:00am-12:00pm	Drive-In Hours: M, T, W: 8:00am-5:00pm Th, F: 8:00am-6:00pm Sat: 9:00am-12:00pm

Click here to view a map of our ATM locations

Main Office, 75 South First Street
River Glen Square Office
Neighborhood Plaza, West First Street
Fulton Commons Plaza, 806 West Broadway (Route 3 West)
Byrne Dairy, Emery Street

Village Green Office

Three Rivers Shopping Plaza Office

Route 49 at Green Acres Drive Office
Byrne Dairy, 885 US Route 11

Brewerton Centre Office

Village Market Plaza

Redfield Street at Vella's Market Office


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